Tools
Run the numbers before you fall in love. Both calculators use Québec rules — Canadian semi-annual mortgage compounding and the official welcome-tax brackets.
Mortgage calculator
Payment from price — or flip it and find the mortgage a payment carries.
On a mortgage of $480,000:
$2,657 /month
or $1,225 bi-weekly
Estimate only — semi-annual compounding, excludes insurance (CMHC), taxes and fees. Talk to your lender for a real quote.
Welcome tax calculator
Québec land transfer duties (taxe de bienvenue), with Montréal's higher brackets.
Estimated welcome tax:
$7,154
See the bracket-by-bracket breakdown
| $0 – $61,500 | 0.5 % | $308 |
| $61,500 – $307,800 | 1.0 % | $2,463 |
| $307,800 – + | 1.5 % | $4,383 |
Estimate based on published 2025–2026 brackets — municipalities index rates annually and some set their own above the base scale.